- Computer Science (20)
- Business Management (2)
- Arts & Design (1)
- Personal Development (1)
- Data Science (3)
- Marketing (3)
- Business & Finance (1)
- Graphics Designer (38)
- Financial Markets (1)
- Fundamental Analysis (1)
- Technical Analysis (1)
- Commodity and Currency (1)
- Excel and MS Office (12)
- Financial Planning (1)
- Banking and Credit (1)
- Web Development (3)
- Mobile Development (1)
- Programming Language (1)
- Database Design & Development (1)
- No-Code Development (1)
- Entrepreneurship (1)
- Communication (1)
- Management (1)
- Sales (1)
- Business Strategy (1)
- Operations (1)
- Business Law (1)
- Business Analytics & Intelligence (1)
- Human Resources (1)
- Industry (1)
- E-Commerce (1)
- Media (1)
- Accounting & Bookkeeping (10)
- Money Management (1)
- IT Certificates (1)
- Network & Security (1)
- Hardware (2)
- Operating Systems & Server (1)
- Microsoft (1)
- Google (5)
- SAP (9)
Cursor Insert India
Banking and Credit
Banking and Credit
Course Description
Module 1: Introduction to Banking
- History & Evolution of Banking
- Types of Banks: Commercial, Investment, Central, Cooperative, Digital Banks
- Banking Functions: Deposits, Loans, Payment Systems
- Role of Banks in the Economy
Module 2: Banking Products & Services
- Types of Deposit Accounts: Savings, Current, Fixed Deposits, Recurring Deposits
- Loans & Credit Facilities: Personal Loans, Home Loans, Auto Loans, Business Loans
- Digital Banking & FinTech Innovations
- Banking Regulations & Compliance (RBI, FDIC, Basel Norms)
Module 3: Credit & Lending Principles
- Fundamentals of Credit
- Types of Credit: Secured vs. Unsecured, Short-term vs. Long-term
- Creditworthiness & Credit Scores (CIBIL, FICO)
- 5Cs of Credit Analysis: Character, Capacity, Capital, Collateral, Conditions
Module 4: Loan Structuring & Risk Management
- Loan Origination & Approval Process
- Interest Rates & Amortization Schedules
- Risk Assessment in Lending
- Handling Non-Performing Assets (NPAs) & Loan Defaults
Module 5: Retail & Corporate Banking
- Retail Banking: Branch Banking, Internet & Mobile Banking
- Corporate Banking: Business Loans, Trade Finance, Treasury Services
- SME & Microfinance Lending
- Merchant Banking & Investment Banking Basics
Module 6: Credit Cards & Consumer Lending
- Credit Card Features & Types
- Credit Card Billing, Interest Rates, & Repayment Options
- Consumer Loan Management & Debt Collection Strategies
- Credit Card Fraud Prevention
Module 7: Banking Regulations & Financial Laws
- Banking Laws & Regulations (e.g., RBI Guidelines, Basel III Norms, Banking Ombudsman Scheme)
- Anti-Money Laundering (AML) & Know Your Customer (KYC) Compliance
- Banking Ethics & Consumer Rights
- Role of Central Banks in Monetary Policy
Module 8: Digital Banking & Financial Technology (FinTech)
- Online & Mobile Banking Trends
- Digital Payments: UPI, NEFT, RTGS, IMPS
- Cybersecurity & Fraud Prevention in Banking
- Emerging Technologies: AI in Banking, Blockchain, Cryptocurrencies
Course Syllabus
1: Introduction to Banking
2: Banking Products & Services
3: Credit & Lending Principles
4: Loan Structuring & Risk Management
5: Retail & Corporate Banking
6: Credit Cards & Consumer Lending
7: Banking Regulations & Financial Laws
8: Digital Banking & Financial Technology (FinTech)
Duration: 3 Months
Advertisements
